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Web Stalkers
Chapter 8 -
Identity Theft

Preventing Identity Theft

  • Avoid carrying unneeded credit cards on a daily basis.  This makes a lost or stolen wallet less trouble when contacting creditors to report the loss and obtaining new cards and account numbers.
     

  • Make a photocopy of both sides of everything in a wallet or purse.  Include driver’s license, credit and debit cards, health and automobile insurance cards.  Libraries, grocery stores or copy centers all have copy machines available for public use for a small fee.  Keep this copy somewhere safe, other than the wallet or purse, like a file at home.
     

  • Be careful about giving information over the phone or Internet.  If the call was received rather than initiated, be especially wary of a request for a credit card number or other personal information even if there is a special limited time offer for a desired product.  This is a common ploy by identity thieves and is very dangerous.
     

  • Request to not receive the pre-screened credit card offers through the mail by calling 1-888-5-OPTOUT (1-888-567- 8688).  They require the cardholder’s Social Security Number so the account can be flagged.  Even if someone opts out, some offers may still be sent because some credit grantors use other sources than the credit bureaus for their lists.  Reducing these offers in the mail reduces the chance that someone else could steal them and accept the cards in place of the intended recipient.

Recognizing Identity Theft

There are many ways to find out if one’s identity has been stolen.  The following list is a compilation from several credit card companies, credit-reporting agencies, and the Federal Trade Commission:

An individual might get bills for a credit card account they never opened.


The above text is an excerpt from:

Web Stalkers
Protect yourself from Internet Criminals & Psychopaths
ISBN 0-97-45993-9-5

by Donald K. Burleson, Stephen Andert
 

http://www.rampant-books.com/book_2004_2_stalkers.htm


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